Why Maruti Suzuki Smart Finance? The Simplest Way to Finance Your Car in Just a Few Clicks. Special Promotional Offer Of ₹3000* For Smart Finance Customers

*Offer valid from 1st June'21 - 30th June’21.
T&C apply.

  • Pre Approved Loans
  • Multiple Bank Options
  • Customisable EMI
  • Loan Status Tracking
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4 Simple Steps toFinance your car

4 Simple Steps to Calculate YOUR EMI

  1. Select your Loan Amount
  2. Select your Loan Period
  3. Select the Interest Rate
  4. Estimated EMI
Loan Amount
Interest Rate
Estimated EMI

Frequently asked questions

What is the Maruti Suzuki Finance ?

Maruti Suzuki Finance is a one-stop solution for all customer financing needs. It's an end to end digital auto financing platform where the customer can view, select and apply for a loan of their choice.

Is the platform only for salaried customers?

How many cities is this available in?

Are the offers competitive compared to other online marketplaces?

What is the advantage of applying for a loan online?

Online loan application will give the customer the chance to view all available offers before selecting the one that is best for them. Also, it is a hassle-free journey with document upload and online sanction letter facility.

Can the customer enter an email / phone number that is not linked to their documents?

The verification process will be completed by the financier and, will include matching the customer details with the documents that they provide. Please ensure that the details (email, phone number etc.) match the documents provided.

Do you have offers for employers?

There are select corporate offers from MSIL present on the platform. We are also continously incorporating car loan offer from the financier's schemes to give customers the best offer tailor-made for them If a customer feels that we have missed out on any offers, please ask them to contact our dealers directly.

How is Maruti Suzuki showing customers a loan offer?

MSIL has collaborated with fianciers to show the most competitive offers. All offers shown on platform are from financiers and financing is at sole discretion of financiers.

Can an offer be customized?

Customization of some fields including the downpayment, tenure & loan amount is possible. This will enable the customer to modify the loan offer as per their needs.

What is a pre-approved offer?

Pre-approved offers are loan offers for customers that already have an existing relationship with a certain financier and, typically have a good credit history.

What is a custom offer?

Custom offers are those loan offers are tailored to you on the basis of the details that you have entered on the platform. Please note that all offers are at the sole discretion of the financier.

Are my documents safe?

All documents are kept secure on the platform. Please refer to the privacy policy for more details.

How long will the loan application process take?

The loan application verfication process is conducted by the financiers and varies from person to person. On average, the status should be updated within 48 hours.

Can the customer apply for another loan after being rejected?

Yes, the customer can apply for another loan from a different financier after being rejected. Another financier should be selected to proceed.

What is the difference between sanctioned and disbursed?

Sanctioned refers to the bank approval of the loan. At this point the customer can download the sanction letter to avail the loan. Some formalities, like signing the car loan agreement, post dated cheques etc. need to be completed. On the other hand, disbursed state refers to the point at which the the loan amount is actually sent from the financier to the dealer.

Can the customer change their loan after applying?

The sanction letter is only applicable for the specified loan amount, model, variant & dealer. In order to change the loan amount, you can apply for another loan on the platform or contact the financier directly.

How will the customer be notified of the loan approval?

The loan status on the website will be updated automatically after the financier verfies the documents. The dealer staff will also call the customer to notify them of the change. After the loan is sanctioned, the customer can download the sanction letter and visit or call the dealership to avail the loan.

What is the difference between on-road & ex-showroom prices?

The ex-showroom price refers to the basic cost of the car inclusive of GST, while the on-road price refers to the final price paid by the customer inclusive of state charges, insurance etc. On the Maruti Suzuki Smart Finance , we show the customer the on-road price along with a full break-up for this.

How much time does a customer have to purchase a car after the loan is sanctioned?

Validity of the sanction letter will be mentioned on the letter itself and varies from financier to financier. On average, the sanction letter is valid for 15 to 30 days.

Maruti Suzuki Finance Blogs

Finance at Your FIngertips Thumbnail

Finance at your Fingertips

At Maruti Suzuki, we always strive to add new innovations that will make your car buying experience delightful.

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Finance Your Car

What is the Easiest Way to Finance Your Car?

Maruti Suzuki offers an innovative solution in the form of the Maruti Suzuki Smart Finance platform for an easy car loan application process for its customers.

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Maruti Suzuki Smart Finance

The Finance Dilemma | Short Loan Tenure with High Interest Rate or Longer Loan Tenure with Low Interest Rate

Getting your car financed is a critical step in the whole car buying process but can get quite tedious at times.

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Maruti Suzuki Smart Finance

Finance Your Favourite Car

Maruti Suzuki is one of the most well-known OEMs in the country and has now launched its own online platform for facilitating end to end car finance related services for its customers. The platform offers NEXA customers the convenience of a ONE-STOP SHOP for their entire auto finance related needs, including choosing the right partner, selecting the best suited loan for their NEXA car, completion of all the finance related formalities, and disbursal of the loan online by acting as a facilitator between the customer & financier.

Maruti Suzuki Finance is an online platform where you have flexible and customised car finance solutions to enhance your car buying experience. Whether you are trying to find the best car finance deals for your Baleno, S-Cross, Ignis, XL6, or other NEXA cars or if you are looking for completely customised car loan offers from Maruti Suzuki, everything is now easily available for you, right at your fingertips. Based on your financing needs, Maruti Suzuki Finance offers you the option of selecting your down payment and loan tenure, and provides customised EMI deals for car loans that are applicable on the entire range of cars - the bold premium hatchback, Baleno; the premium and elegant sedan, Ciaz; the adventurous, S-Cross; the tough urban, Ignis; and the exclusive 6-seater, XL6.

Maruti Suzuki Finance has tie-ups with a wide range of financiers. Our customers can now avail car loan for their favourite NEXA car from any of the partners, according to their profiles. With a myriad of Maruti Suzuki Smart Finance schemes, you get to avail customised car loan offers, lower down payment schemes and the lowest interest rates available exclusively for NEXA customers. Under these curated schemes by Maruti Suzuki Smart Finance, our customers can avail car loan offers and get online car loan approval on all NEXA cars across the entire network of NEXA dealerships.

In order to identify your car finance needs, you can utilise our car EMI calculator to calculate the tentative EMI you’ll pay. Simply enter the down payment amount, loan amount, tenure, and the interest rate applicable; thereafter, the EMI calculator will provide you with the EMI, based on the down payment amount selected for your favourite NEXA car. So, whether you are opting for Baleno, Ciaz, S-Cross, Ignis or XL6, the car’s finance, right from deciding the bank to finding custom curated car loan offers as per your needs - Maruti Suzuki Smart Finance will assist you throughout.

Get ready for an easy car finance journey!

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