Get Your NEXA Car Financed in Just a Few Clicks

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The easiest way to finance your NEXA car, now in the palm of your hands.

  • Verify your details

    Select your car and a NEXA dealership near you

  • Select the Finance Option

    Choose from the wide range of financers

  • Upload Your Documents

    Apply for the loan online by uploading digital documents

  • Schedule a Home Visit for Verification

    Schedule a visit for verification as per your convenience

Key Benefits of Maruti Suzuki Finance

The First-of-its-kind Platform

Maruti Suzuki Finance is a ONE-STOP SHOP which takes care of the varied car finance needs of NEXA customers, from finding the best loan offer to customized EMI options to getting the loan sanctioned at just the click of a button.

Get Customized Car Finance Solutions

At Maruti Suzuki Finance, we have tie-ups with a wide range of financiers. This gives NEXA customers the flexibility to avail a preferred car loan for their NEXA car as per their needs.

A Seamless Car Finance Experience

Once you have identified your car finance needs, you can use the car EMI calculator to enter basic information like the preferred down payment amount, loan amount, tenure, interest rate applicable, and loan processing fee to estimate the EMI for your favourite NEXA car.

  • Complete Finance Solution

    Your car finance journey on one platform with minimal physical touchpoints

  • Wide range of services​

    Access to a larger set of financing offers in an easy-to-understand format

  • More Power To You

    Add-on features such as EMI customization, bundled products and many others

  • Regular status updates​

    Step-level status visibility into loan approval progress

Features of Maruti Suzuki Finance

With Maruti Suzuki Smart Finance, you get to see pre-approved loan offers, the best interest rates and other customised options under one platform. What’s more, these customised car finance offers are available across the nationwide network of NEXA dealerships.


Introduction to Smart Finance Thumbnail
  • An Introduction to Smart Finance

    Maruti Suzuki endeavours to create enriching, reliable and comfortable experiences for all its customers. India’s most sought-after automobile brand employs innovation and technology for smoother journeys right from choosing the perfect car to its purchase.

    Read More Read Less
  • Five Things You Must Check Before Taking A Car Loan

    Once you have shortlisted your favourite Maruti Suzuki car, the next step is, of course, to look for the best car loan offers to get your car financed. But where should you be looking for the best car loan? Easy! Visit Maruti Suzuki Finance section on the website to avail from a host of car loan offers.

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  • Finance at your Fingertips

    At Maruti Suzuki, we always strive to add new innovations that will make your car buying experience delightful. From having a personalized approach at our showrooms to new car finance services, our objective is to ensure a seamless customer journey at the time of buying.

    Read More Read Less
  • No Hidden Charges for Your Auto Finance

    When you head out to buy a new car and get it financed, you need to be aware of the fact that there are several hidden costs of owning a car. It isn’t cut and dry, with a price tag on a car, a down payment, a car loan, and EMIs.

    Read More Read Less

Frequently asked questions

  • What is the Maruti Suzuki Finance Marketplace?

    Maruti Suzuki Finance Marketplace is a one-stop solution for all customer financing needs. It's an end to end digital auto financing platform where the customer can view, select and apply for a loan of their choice.

  • Is the platform only for salaried customers?

    Yes, as of now the platform is available for salaried customers. We will add functionality for self-employed customers soon.

  • Is the platform only available for NEXA?

    Yes, as of now the platform is available for NEXA. We will roll this out to the Arena channel very soon.

  • How many cities is this available in?

    The platform is currently available in Gurgaon, Ahmedabad, Pune, Mumbai, Bangalore, Hyderabad, Delhi, Lucknow, Jaipur, Chennai and will shortly be rolled-out to all cities across the country.

  • How many banks has Maruti Suzuki tied up with?

    MSIL has partnered with 8 banks for the pilot launch in Gurgaon, Ahmedabad, Pune, Mumbai, Bangalore, Hyderabad, Delhi, Lucknow, Jaipur, Chennai - ICICI Bank, HDFC Bank, YES Bank, AU SMALL FINANCE BANK, Mahindra Finance, KOTAK MAHINDRA PRIME Ltd., IndusInd Bank & Cholamandalam Finance. We are planning to tie-up with all of our major finance partners over the coming months.

  • Is the entire process online?

    A majority of the process takes place online and the customer can download a digital sanction letter. However, verification of documents and margin money collection will take place offline.

  • Are the offers competitive compared to other online marketplaces?

    Yes, Offer will be competitive v/s the other channels. However, there might be some change in the overall car loan pricing as banks typically have less over heads and cost with regard to direct customer channels.

  • Is MSIL tying up with CIBIL / any credit bureaus for a credit score check?

    Yes, MSIL will be tying up credit bureaus for a score check. This feature will be added to the platform very shortly.

  • What is the advantage of applying for a loan online?

    Online loan application will give the customer the chance to view all available offers before selecting the one that is best for them. Also, it is a hassle-free journey with document upload and online sanction letter facility.

  • Can the customer enter an email / phone number that is not linked to their documents?

    The verification process will be completed by the financier and, will include matching the customer details with the documents that they provide. Please ensure that the details (email, phone number etc.) match the documents provided.

  • Do you have offers for employers?

    There are select corporate offers from MSIL present on the platform. We are also continously incorporating car loan offer from the financier's schemes to give customers the best offer tailor-made for them If a customer feels that we have missed out on any offers, please ask them to contact our dealers directly.

  • How is Maruti Suzuki showing customers a loan offer?

    MSIL has collaborated with fianciers to show the most competitive offers. All offers shown on platform are from financiers and financing is at sole discretion of financiers.

  • Can an offer be customized?

    Customization of some fields including the downpayment, tenure & loan amount is possible. This will enable the customer to modify the loan offer as per their needs.

  • What is a pre-approved offer?

    Pre-approved offers are loan offers for customers that already have an existing relationship with a certain financier and, typically have a good credit history

  • What is a custom offer?

    Custom offers are those loan offers that are tailored to you on the basis of the details that you have entered on the platform. Please note that all offers are at the sole discretion of the financier.

  • Are my documents safe?

    All documents are kept secure on the platform. Please refer to the privacy policy for more details.

  • How long will the loan application process take?

    The loan application verfication process is conducted by the financiers and varies from person to person. On average, the status should be updated within 48 hours.

  • Can the customer apply for another loan after being rejected?

    Yes, the customer can apply for another loan from a different financier after being rejected. Another financier should be selected to proceed.

  • What is the difference between sanctioned and disbursed?

    Sanctioned refers to the bank approval of the loan. At this point the customer can download the sanction letter to avail the loan. Some formalities, like signing the car loan agreement, post dated cheques etc. need to be completed. On the other hand, disbursed state refers to the point at which the loan amount is actually sent from the financier to the dealer.

  • Can the customer change their loan after applying?

    The sanction letter is only applicable for the specified loan amount, model, variant & dealer. In order to change the loan amount, you can apply for another loan on the platform or contact the financier directly.

  • How will the customer be notified of the loan approval?

    The loan status on the website will be updated automatically after the financier verfies the documents. The dealer staff will also call the customer to notify them of the change. After the loan is sanctioned, the customer can download the sanction letter and visit or call the dealership to avail the loan.

  • What is the difference between on-road & ex-showroom prices?

    The ex-showroom price refers to the basic cost of the car inclusive of GST, while the on-road price refers to the final price paid by the customer inclusive of state charges, insurance etc. On the Maruti Suzuki Smart Finance , we show the customer the on-road price along with a full break-up for this.

  • How much time does a customer have to purchase a car after the loan is sanctioned?

    Validity of the sanction letter will be mentioned on the letter itself and varies from financier to financier. On average, the sanction letter is valid for 15 to 30 days.

Maruti Suzuki Finance

Finance Your Favorite Car

Maruti Suzuki is the first OEM to launch its own platform for facilitating end to end car finance related services for its customers. The platform offers NEXA customers, the convenience of a ONE-STOP SHOP for their entire auto finance related needs, including choosing the right partner, selecting the best suited loan product, completion of all the finance related formalities and disbursal of loan online by acting as a facilitator between the customer & financier.

Maruti Suzuki Finance is a platform where you have flexible and customized car finance solutions to enhance your car buying experience. Now it’s easy to find the best car finance deals and loans at your fingertips based on your needs and budget. Down payment with EMI deals for car loans is applicable on the entire range of cars, the bold premium hatchback, Baleno; most spacious sedan in its segment, Ciaz; the adventurous, S-Cross; the tough urban, Ignis; and the exclusive 6-seater, XL6.

Maruti Suzuki Smart Finance has tie-ups with a wide range of financiers. Our customers can now avail car loan for their favourite NEXA car from any of the partners, according to their profiles. With Maruti Suzuki Smart Finance, you get customized car loan offers, lowest interest rates, and lower down payment schemes available exclusively for NEXA customers. By opting for services by Maruti Suzuki Smart Finance, our customers can get these special auto finance offers on car loan across the network of NEXA dealers.

To identify the car finance needs, our customers can use car EMI calculator to calculate the tentative EMI. When at the EMI calculator, you can enter the down payment that you are willing to pay, add the loan amount, tenure, interest rate applicable, the loan processing fee, and the EMI calculator will provide the EMI, based on the down payment amount selected for your favourite NEXA car. So, whether you are opting for Baleno, Ciaz, S-Cross, Ignis or XL6, the car down payment, EMI, and online car finance application is something we will assist you with throughout.

Get ready for an easy car finance journey!

At NEXA, we Create to Inspire. Come, be a part of our world.

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