What is the Easiest Way to Finance Your Car?

Maruti Suzuki offers an innovative solution in the form of the Maruti Suzuki Smart Finance platform for an easy car loan application process for its customers. Maruti Suzuki is the first OEM in India to offer such a service where customers can apply for a car loan online, from anywhere, at their convenience.

Why Choose Maruti Suzuki Smart Finance

How car loan applications work in the traditional way can be highly time consuming and inconvenient. Often, they require multiple bank visits, multiple calculations for loans from various providers, and may even prove to be greatly inefficient, especially when you have incomplete information on the various aspects related to the financing, such as the interest fees, foreclosure clause, loan tenure, EMIs, etc. Maruti Suzuki Smart Finance aims to provide a reliable and comfortable customer experience with complete car finance solutions. Maruti Suzuki Smart Finance allows for a hassle-free car finance process, right from looking for various offers and preparing the documents to getting the documents verified and getting approval for the loan. It facilitates EMI calculations & customisations as well with an EMI Calculator which gives an approximate value of monthly instalments that you will have to pay, based on the amount of down payment and interest rate.

Maruti Suzuki Smart Finance is a personalised approach to making your car buying experience easy and to ensure a seamless customer journey for availing the most suitable loan. You can now get your NEXA car financed in a simple, easy, and transparent manner with Maruti Suzuki Smart Finance as your digital one stop shop for all your financial needs. Maruti Suzuki Smart Finance allows you to choose the best of everything, starting with lower interest rates and loan tenures based on your needs. If you want to get a car loan online, a Maruti Suzuki car loan is the best way to go for your brand-new NEXA car.

The Car Loan Procedure

With Maruti Suzuki Smart Finance, you will be able to find the best car loan and loan provider. The easy-to-use interface offers you a simple 4-step car loan procedure from application to loan disbursal. With Maruti Suzuki Smart Finance, you can check out different loan providers, calculate your EMI, look through customised loan options, avail exclusive offers, upload your documents, get them verified, and get the loan disbursed, with just a few clicks. The key advantages of Maruti Suzuki Smart Finance include:

Pre-Approved Car Loans:

Access multiple offers for pre-approved loans. With pre-approved loans, you already have an idea about the interest rate that will be applicable, the EMI you will have to pay, etc., so you can move forward with your car purchase better informed.

Multiple Bank Options:

To ensure that you can find the most suitable finance scheme, Maruti Suzuki Smart Finance provides loan offers from multiple banks and lenders. This way, you have the freedom to choose a loan that meets your requirements perfectly.

Customisable EMI:

With several options like step-up and balloon EMIs available today, choosing a repayment method that feels comfortable for you has been made extremely easy.

Loan Status Tracking:

Being an online platform, Maruti Suzuki Smart Finance has made it very comfortable for you to track your loan application. All you need to do is enter a few details and you will be able to stay updated with the current status of your loan application.

Maruti Suzuki has tie-ups with a wide range of financiers to offer customers customised car loan solutions with features like lower down payment schemes and low interest rates.

In the car loan process, Maruti Suzuki Smart Finance will provide you with all the assistance you need to ensure a seamless experience.

You can apply for a car loan through Maruti Suzuki Smart Finance in 4 simple steps:

  1. Verify your details

  2. Compare and select the best finance offers

  3. Digital document uploading/sharing.

  4. Financier verifies and sanctions the loan online



Maruti Suzuki Smart Finance ensures that you do not have to compromise at any point during your car loan approval process. You get the option to choose from multiple financers and get access to a range of interest rate and down payment options. This essentially means that you have a lot of options to choose from when financing your new car. The platform promises complete comfort in their end-to-end process with quick to avail pre-approved loans, custom-curated personalised offers, complete transparency on fees and charges, access to digital sanction letters, among other benefits.

As smart car finance facilitator, we enable quick and convenient car loan disbursals for a smooth start to your car ownership journey.

Start the car loan application process for your new NEXA car today!

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